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It’s kind of fun to plug in different prepayment numbers and time frames and see how much you can save by prepaying your mortgage. Try it, using this calculator:

http://www.decisionaide.com/mpcalculators/ExtraPaymentsCalculator/ExtraPayments1.asp

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There are calculators to help you figure out how much your mortgage interest tax deduction is. Here is one:

http://realestate.yahoo.com/calculators/tax_savings.html

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You should print out an amortization table that shows how each extra payment affects your principal and interest, then check it whenever you get a new statement, to make sure the bank’s calculations are in line with yours.

http://www.hsh.com/calc-amort.html

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